I'll begin with this, so as to establish my position. I am a terrible capitalist.
I come from a background in which there is an inherent guilt associated with wealth. Not one of radical communism or fierce anarchy, but that quietly parochial English shame which afflicts all matters pecuniary. As much as I'd like to claim this as a moral victory, born of a desire for fiscal equanimity, I suspect it's actually a simple consequence of a naturally feckless inflection: I do not manage money well.
It translates to many of my gaming experiences. I fritter on nonsense, rather than saving up for the game changers, buying useless improvements and ignoring spectacular opportunities. In almost everything I play with any sort of economic system, be it based upon gold or gems or souls or koala bears, I am perpetually impoverished.
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